KBellbenefits, LLC

Senior Market

Specialist

WORKING FOR YOU ALL YEAR
 

We provide OPTIONS
for your Medicare needs

PERSONAL
SERVICE
EXCEPTIONAL
SUPPORT
LONG TERM
RELATIONSHIPS
AVAILABLE
YEAR ROUND
 

What

We Do

Each of our clients has unique needs.

 

We provide personal, one-on-one service to help you make an educated decision on which Medicare plan is best for you.

 

There is never a fee for our service.

 

Your needs:

 

  • "New to Medicare" turning 65

  • Losing retiree or former employer health benefits after retirement

  • Changes in life, income, or health

  • Moving to a new area

  • Special election period questions & how to avoid potential lifetime penalties for not enrolling in a timely manner.

 

How we help:

 

  • Education on Original Medicare, Medicare Advantage, and Medicare Supplements and Part D, Prescription Drug Plans

  • Assistance with enrollment

  • Continued service throughout the year

  • Review options if your health or wealth changes

Medicare
Choices

  • MEDICARE ADVANTAGE PLANS

​Also referred to as “Part C” which combines Part A & B, and usually Part D

  • MEDICARE SUPPLEMENTS

​Also referred to as “Medigap Plans” which supplement Original Medicare

  • PRESCRIPTION DRUG PLANS

​Also referred to as “Part D” which may be included with Part C or can be a stand-alone plan added to Original Medicare or a Medicare Supplement

We represent all of the major insurance carriers in our area. You have choices. We can help.

 
TESTIMONIALS

"When I turned 65, Karen took the time to assess my needs and provided me options. It was a relief to find someone who knows Medicare so well. It’s good to know that she’ll be with me through my retirement when plans change every year."

 

- John H, Pittsford

 

About

Us

KBellbenefits, LLC believes in treating each client as a member of the family.  We answer all of your questions and concerns with Medicare. 

 

As an independent licensed insurance agent specializing in Medicare benefits, we sit down together and get to know you personally through a confidential needs assessment. Since we represent all of the major insurance companies in our area, we want to ensure our recommendations meet your medical and lifestyle needs. 

 

If you are already enrolled in Medicare, we can compare your current plan coverage to see if there is a better fit.

Since plans and coverage can change from year to year, if your plan no longer fits your needs, let's get together and review your concerns to find one that does. 

 

You're not in this alone. We work for you.

As your agent and your advocate, we help you every step of the way:

 

1. Recognize Your Needs

2. Present Your Choices

3. Implement Your Benefit Plan

4. Serve You Today and Tomorrow

 

 

Fun

Facts

 

Contact
Us

Whether you need to reach us for inquiries or information, we are here to answer your calls and email.

karen@kbellbenefits.com

p: 1-585-298-2700

f: 1-585-282-0982 

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